What is Dental Insurance Dental insurance is a type of health insurance that covers the cost of dental care, such as checkups, cleanings, X-rays, and procedures such as fillings, extractions, and orthodontics. Dental insurance plans typically have a maximum annual benefit limit and may require copayments for certain services. Some plans also have a waiting…
What is 401(K)? A 401(k) is a type of employer-sponsored retirement savings plan in the United States. It allows employees to set aside money from their paycheck on a pre-tax basis, which can then be invested in a variety of options such as mutual funds and exchange-traded funds. Employers may also choose to match a…
What is Insurance Insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. It is a contract between an insurer and an insured in which the insurer promises to pay the insured a sum of money in exchange for a premium, upon the occurrence of a…
What is Term Life Insurance Term life insurance is a type of life insurance that provides coverage for a specific period of time, also known as the term of the policy. If the policyholder dies during the term of the policy, the death benefit is paid to the beneficiaries. If the policyholder does not die…
What is Medical Insurance Medical insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It is designed to protect individuals and families from high medical costs. Medical insurance policies typically include provisions for the payment of benefits for covered illnesses or injuries, as well as for…
What is Indemnity Insurance Indemnity insurance is a type of insurance that provides financial protection to an individual or business in the event that they are held legally liable for damages or losses suffered by another party. It is commonly used to protect against losses resulting from accidents, errors, or omissions. The insurance company will…
What is Renters Insurance Renters insurance is a type of insurance that provides coverage for personal property and liability for renters who live in a rented house or apartment. It can cover the cost of replacing personal items that are lost or damaged due to events like fire, theft, or natural disasters, as well as…
What is Travel Insurance Travel insurance is a type of insurance that covers financial losses and other expenses incurred while traveling, such as trip cancellation, medical emergencies, lost or stolen luggage, and travel delays. It is designed to provide financial protection for unexpected events that may occur before or during a trip. Types of Travel…
What is Auto Insurance Auto insurance is a type of insurance that provides financial protection for damage or loss of a vehicle. It typically includes coverage for liability, collision, and comprehensive losses. Liability coverage pays for damage or injuries that you may cause to another person or their property while operating your vehicle. Collision coverage…
What is Public Liability Insurance Public liability insurance is a type of insurance that protects businesses and individuals from financial losses if they are found to be responsible for causing injury or damage to a third party or their property. This type of insurance can cover legal costs and any compensation that may be awarded…
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